Well, it is hunting season again. If you own land you have probably been asked by someone if they can hunt on your land - for a fee or for free.
If you just have family and friends hunt on your land and you do not charge them for the privilege, there is not much legal liability involved. However, if you lease out your land for extra income, it gets more complicated. When you charge someone to hunt your land, you assume more responsibility - and liability - for the hunter.
Some farm and ranch liability policies can cover this hunting exposure for an additional charge to the policy premium. Other policies don't have this option and you will need to purchase a hunting liability policy. This is like a commercial general liability policy, but it applies to your leased hunting operation. Premiums vary depending on how many acres are involved, how much revenue is generated, and what limits of liability you choose. However, what ever the premium is will seem like a bargain if you end up getting sued by a hunter (or their family) after an accident on your land.
Good luck to all you hunters, and be careful out there.
